Payment Methods at a Glance
kerkiya supports five deposit channels for Bangladesh players. All are processed in BDT — no currency conversion fees.
- bKash ~5 min
- Nagad ~5 min
- Rocket ~5 min
- Upay ~5 min
- Bank Transfer ~5 min
| Method | Min Deposit | Processing Time | Fees |
|---|---|---|---|
| bKash | ৳500 | ~5 minutes | None |
| Nagad | ৳500 | ~5 minutes | None |
| Rocket | ৳500 | ~5 minutes | None |
| Upay | ৳500 | ~5 minutes | None |
| Bank Transfer | ৳500 | ~5 minutes | None |
Before Your First Deposit
Two things must be in place before you send money to kerkiya.
- Have a verified kerkiya account. Register at /kerkiya-register/ and confirm your mobile number. The deposit form is not visible until your account is active.
- Log in first. Go to /kerkiya-login/ and enter your credentials. The cashier opens from inside the account dashboard.
- Have the mobile wallet ready. Your bKash / Nagad / Rocket / Upay number must be active and have enough balance for your intended deposit amount.
- Use your own registered number. kerkiya only accepts payments from the same mobile number linked to your account. Third-party payments are rejected and may cause a delay.
Quick check
Open your wallet app and verify the balance before you start the kerkiya cashier flow. A failed transaction still triggers a pending state that takes a few minutes to clear.
How to Deposit with bKash
bKash is the most common method for kerkiya players in Bangladesh. The whole process takes under two minutes once you are logged in.
bKash Deposit — Step by Step
- Log in to kerkiya, then click Deposit in the top menu or the account dashboard.
- Select bKash from the payment method list.
- Enter the deposit amount. Minimum is ৳500.
- kerkiya will show a merchant bKash number and a unique reference code. Write down or copy the reference code — you need it in the next step.
- Open your bKash app. Choose Send Money and enter the merchant number kerkiya provided.
- Enter the deposit amount exactly as shown on the kerkiya cashier screen.
- In the Reference field, paste the unique code from step 4. This is how kerkiya matches the payment to your account.
- Enter your bKash PIN and confirm the transaction.
- Return to kerkiya and click I Have Paid or submit the confirmation form.
- Your kerkiya wallet is usually credited within about 5 minutes. Check the transaction history if you do not see it immediately.
Common bKash issues
- Sending from a different bKash number than your registered mobile — payment will be on hold until support verifies it.
- Skipping the reference code — your deposit cannot be automatically matched and will need manual review (up to a few hours).
- Entering an amount different from what the cashier showed — the extra amount is not credited to bonus balance.
How to Deposit with Nagad
Nagad works almost identically to bKash. If you use Nagad for everyday payments, this method is just as fast.
Nagad Deposit — Step by Step
- Open the kerkiya cashier and select Nagad.
- Type in the amount you want to deposit (minimum ৳500).
- Note the kerkiya Nagad merchant number and the reference code shown on screen.
- Open the Nagad app. Tap Send Money.
- Enter the merchant number and the exact amount.
- Add the reference code in the note or reference field.
- Confirm with your Nagad PIN.
- Go back to kerkiya and confirm the payment.
- Funds appear in your kerkiya account within about 5 minutes.
How to Deposit with Rocket
Rocket (Dutch-Bangla Bank's mobile wallet) is accepted on kerkiya. The flow is the same as bKash and Nagad.
Rocket Deposit — Step by Step
- In the kerkiya cashier, choose Rocket.
- Enter your deposit amount (minimum ৳500).
- Copy the merchant Rocket number and the reference code displayed.
- Open your Rocket app or dial the USSD shortcode *322#.
- Select Send Money and enter the merchant number and amount.
- Enter the reference code when prompted for a note or account name.
- Confirm with your Rocket PIN.
- Return to the kerkiya cashier and submit your payment confirmation.
- Balance is credited in about 5 minutes.
USSD users
If you use Rocket via USSD (*322#), the reference field may be limited in characters. Enter the first 10 characters of the reference code and then contact kerkiya Live Chat with your Rocket transaction ID to complete the match.
How to Deposit with Upay
Upay is the mobile wallet from UCB. If your bank account is with United Commercial Bank, Upay lets you move money directly.
Upay Deposit — Step by Step
- Select Upay in the kerkiya deposit section.
- Enter the amount you want to add. Minimum is ৳500.
- Note the kerkiya Upay merchant number and reference code.
- Open the Upay app and tap Payment or Send Money.
- Enter the merchant number, amount, and reference code.
- Confirm with your Upay PIN.
- Submit the confirmation on the kerkiya cashier page.
- Your kerkiya balance updates within about 5 minutes.
How to Deposit by Bank Transfer
Bank transfer is for players who prefer to send directly from their personal or business bank account. The process is slightly different — you will transfer to a designated kerkiya bank account.
Bank Transfer — Step by Step
- Select Bank Transfer in the kerkiya cashier.
- Enter the amount (minimum ৳500) and submit the deposit request.
- kerkiya displays the beneficiary bank account name, account number, branch, and a unique reference code for this transaction.
- Log in to your internet banking or visit your bank branch. Create a new transfer to the displayed account.
- In the remarks or narration field, type the reference code exactly as shown. This is critical for the deposit to be matched.
- Send the transfer and note your bank's transaction reference number.
- Return to the kerkiya cashier, enter your bank's transaction reference number, and submit.
- Processing is typically about 5 minutes during banking hours. If your bank has a cut-off time, the transfer may land the following business morning.
Bank transfer reminders
- Always use the reference code generated for each transaction — a new code is issued each time you open the cashier.
- Send from a bank account registered in your own name. Payments from third parties are held pending identity verification.
- Transfers made outside banking hours may take longer. Contact Live Chat with your bank receipt if more than a few hours have passed.
Limits and Timing
| Parameter | Amount / Time | Notes |
|---|---|---|
| Minimum deposit | ৳500 | Applies to all methods |
| Processing time | ~5 minutes | Under normal conditions |
| Minimum withdrawal | ৳1,000 | After completing wagering |
| Max daily withdrawal | ৳180,000 | For VIP 1 tier |
| Withdrawal processing | ~35 minutes | First withdrawal up to 6 hours |
| Deposit fees | None | kerkiya charges nothing |
VIP players get higher limits
- VIP 2 (৳80,000/month turnover): daily withdrawal up to ৳280,000
- VIP 3 (৳240,000/month turnover): daily withdrawal up to ৳420,000
- VIP 4 (৳700,000/month turnover): daily withdrawal up to ৳640,000
Common Failures and Fixes
Most deposit problems on kerkiya fall into one of four categories. Here is how to handle each one.
| Problem | Likely Cause | What to Do |
|---|---|---|
| Balance deducted but kerkiya not credited | Reference code missing or mistyped | Send the wallet transaction screenshot + reference code to Live Chat |
| Deposit marked as failed immediately | Insufficient wallet balance or wrong merchant number | Check wallet balance; refresh the cashier for a new merchant number |
| Deposit pending for more than 15 minutes | Network issue or bank cut-off time | Contact Live Chat with your wallet/bank transaction ID |
| Amount not matching the welcome bonus | Deposit below ৳500 or bonus not activated before depositing | Activate the bonus from the Promotions page, then deposit ৳500 or more |
| Payment rejected — wrong sender number | Paid from a number not linked to your kerkiya account | Always use the same number registered in your kerkiya profile |
Still stuck?
kerkiya Live Chat runs 24/7. Have your wallet transaction ID or bank reference number ready when you contact support — it speeds up the check significantly.
First Deposit Bonus
Your first kerkiya deposit unlocks a welcome bonus. Here are the exact terms so you know what to expect.
Your kerkiya Deposit in Three Moves
If you are brand new to kerkiya, here is the fastest path from sign-up to playing.
-
1
Create Your Account
Register at kerkiya with your Bangladeshi mobile number. Verification takes under a minute.
-
2
Open the Cashier
Log in, tap Deposit, pick bKash, Nagad, Rocket, Upay, or bank transfer, and enter ৳500 or more.
-
3
Play and Win
Funds arrive in about 5 minutes. Your 210% welcome bonus is credited at the same time.
Deposit Questions Answered
What is the minimum deposit amount on kerkiya?
The minimum deposit on kerkiya is ৳500 for all payment methods — bKash, Nagad, Rocket, Upay, and Bank Transfer. There is no maximum deposit limit set by kerkiya, though your mobile wallet may have its own daily cap.
How long does a kerkiya deposit take to arrive?
Under normal conditions, your kerkiya balance is updated in about 5 minutes. This applies to all mobile wallet methods. Bank transfers made outside business hours can take longer. If nothing appears after 15 minutes, contact Live Chat with your transaction reference.
Does kerkiya charge a deposit fee?
No. kerkiya does not charge any fee on deposits. Your wallet provider may have their own send-money fees, but kerkiya does not add anything on top. The amount you send is exactly the amount credited to your account.
Can I deposit from a friend's bKash account?
No. kerkiya requires that the payment sender number matches the mobile number registered to your kerkiya account. Deposits from other numbers are held pending verification. Always use your own registered wallet.
My deposit shows "pending" — what do I do?
Wait up to 15 minutes. If it is still pending, open Live Chat and provide your wallet transaction ID and the reference code you used. The support team is available 24/7 and can resolve most cases quickly.
Can I deposit in installments to reach a bonus tier?
The first deposit welcome bonus at kerkiya applies to your very first deposit only. If you deposit ৳500 in one go, the full 210% bonus applies to that amount. Splitting it into two separate deposits means the bonus applies to the first deposit only.
Is there a daily deposit limit?
kerkiya does not publish a maximum daily deposit cap. Your mobile wallet (bKash, Nagad, etc.) has its own daily transaction limit set by the provider. For large deposits, bank transfer is the most flexible option.
Do I need to verify my account before depositing?
You can deposit immediately after registering. KYC (identity verification) is required before your first withdrawal, not before depositing. Keep your National ID Card, Passport, or Driving Licence ready for when you are ready to withdraw.
Which deposit method is fastest?
All five methods on kerkiya process in about 5 minutes. bKash and Nagad tend to be the most popular for Bangladesh players because the apps are widely installed and the Send Money flow is familiar. Choose whichever you use day-to-day.
What happens if I entered the wrong reference code?
Your deposit will not be automatically credited. Contact kerkiya Live Chat straight away and provide your wallet transaction screenshot and the amount. The team will manually match the payment to your account, which may take a few hours.
Play Responsibly
Gambling is meant to be entertaining. Only deposit money you can afford to lose. If you feel you are spending more than intended, kerkiya provides self-exclusion and deposit limit tools. Visit our Responsible Gaming page or contact [email protected] for help. 18+ only.
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